Health Care

Finding Health Care in Canada can be a daunting task. Read on for suggestions and tips in getting the best health care available. 


Dentists

Ontario Dental Association www.dental.oda.on.ca

Doctors

Check Up on OHIP - Elizabeth Howell


How to get coverage - and what it will pay for

-Elizabeth Howell

Thursday, October 29, 2009

When it comes to basic health care, Canada has you covered. Actually, it will be the province of Ontario that administers health care to Ottawa residents, as health is a provincial responsibility.

That being said, the Ontario Health Insurance Plan (OHIP) has its limits, and it’s good to know what those limits are before an emergency strikes. First of all, OHIP recommends newcomers to Ontario apply for coverage right away since it takes about three months for the paperwork to go through.

If you are moving from elsewhere in Canada, the health insurance of the province you’re leaving should cover you for the duration. However, some services might not be covered if you make a claim from Ontario. If you are coming from outside of Canada, you should consider purchasing some private insurance for this period. The Canadian Life and Health Insurance Association can help you find the coverage you need. Go to clhia.ca or call 1-800-268-8099.

What OHIP Covers
OHIP covers any medically necessary services provided by physicians, such as annual checkups, usual vaccinations, and standard lab tests. Annual eye examinations for persons under 20 or over 65, emergency room visits, hospital stays, and the use of hospital clinics are also covered, as are dental procedures, chiropractic work or physiotherapy if carried out in a hospital.

However, OHIP does not pay for cosmetic surgery, ambulance transportation, laser eye surgery to correct vision, or routine eye exams for people aged 20-65. Doctors may charge you for missed appointments, physicals required  for employment purposes, or offi ce services such as transferring files.

To learn more, contact the Ontario Ministry of Health and Long-Term Care. Its office, in Ottawa’s City Hall at 110 Laurier Avenue West, is open Monday through Friday from 8:30 a.m. to 5 p.m. Call the INFO line at 1-800-664-8988 or go to health.gov.on.ca/english/public/program/ohip/ohip_mn.html.

What OHIP Costs
Under the terms of the Canada Health Act, OHIP coverage is based on residency, rather than employment. However, the province is now taxing incomes to cover rising medical costs – from $60 annually for taxable incomes starting at $21,000 to $900 for those over $200,000 (less than $20,000 is exempt). Employers make payroll deductions, while the self-employed make payments directly to the Canada Revenue Agency.

Getting an OHIP Card
With few exceptions, permanent Ontario residents are entitled to OHIP coverage. To obtain a number and card, you must apply in person at an office of the Ministry. You must show three original documents that prove identity, citizenship or immigration status and residency. You can register your children aged 15-1/2 or younger.

In order to maintain your eligibility for OHIP, you must be physically present in Ontario for 153 days in any 12-month period.

Finding a Doctor
The College of Physicians and Surgeons in Ontario maintains a website with doctors who are accepting new clients. Go to cpso.on.ca and click on “Doctor Search”. You can also call 1-800-268-7096, x. 626.

Immediate Medical Services
For round-the-clock health advice or information, you can call Telehealth Ontario, a free, confidential telephone service, and speak to a Registered Nurse. This health professional will assess your situation and help you decide your next step, be it caring for yourself, making an appointment with your doctor or going to a hospital. Call 1-866-797-0000, or learn more at www.health.gov.on.ca/english/public/program/telehealth/telehealth_mn.html. MTO

College of Physicians and Surgeons www.cpso.on.ca
The College of Physicians and Surgeons of Ontario www.cpso.on.ca

Hospitals

Children's Hospital of Eastern Ontario www.cheo.on.ca
Doctors
Check Up on OHIP

-Elizabeth Howell


How to get coverage - and what it will pay for

When it comes to basic health care, Canada has you covered. Actually, it will be the province of Ontario that administers health care to Ottawa residents, as health is a provincial responsibility.

That being said, the Ontario Health Insurance Plan (OHIP) has its limits, and it’s good to know what those limits are before an emergency strikes. First of all, OHIP recommends newcomers to Ontario apply for coverage right away since it takes about three months for the paperwork to go through.

If you are moving from elsewhere in Canada, the health insurance of the province you’re leaving should cover you for the duration. However, some services might not be covered if you make a claim from Ontario. If you are coming from outside of Canada, you should consider purchasing some private insurance for this period. The Canadian Life and Health Insurance Association can help you find the coverage you need. Go to clhia.ca or call 1-800-268-8099.

What OHIP Covers
OHIP covers any medically necessary services provided by physicians, such as annual checkups, usual vaccinations, and standard lab tests. Annual eye examinations for persons under 20 or over 65, emergency room visits, hospital stays, and the use of hospital clinics are also covered, as are dental procedures, chiropractic work or physiotherapy if carried out in a hospital.

However, OHIP does not pay for cosmetic surgery, ambulance transportation, laser eye surgery to correct vision, or routine eye exams for people aged 20-65. Doctors may charge you for missed appointments, physicals required  for employment purposes, or offi ce services such as transferring files.

To learn more, contact the Ontario Ministry of Health and Long-Term Care. Its office, in Ottawa’s City Hall at 110 Laurier Avenue West, is open Monday through Friday from 8:30 a.m. to 5 p.m. Call the INFO line at 1-800-664-8988 or go to health.gov.on.ca/english/public/program/ohip/ohip_mn.html.

What OHIP Costs
Under the terms of the Canada Health Act, OHIP coverage is based on residency, rather than employment. However, the province is now taxing incomes to cover rising medical costs – from $60 annually for taxable incomes starting at $21,000 to $900 for those over $200,000 (less than $20,000 is exempt). Employers make payroll deductions, while the self-employed make payments directly to the Canada Revenue Agency.

Getting an OHIP Card
With few exceptions, permanent Ontario residents are entitled to OHIP coverage. To obtain a number and card, you must apply in person at an office of the Ministry. You must show three original documents that prove identity, citizenship or immigration status and residency. You can register your children aged 15-1/2 or younger.

In order to maintain your eligibility for OHIP, you must be physically present in Ontario for 153 days in any 12-month period.

Finding a Doctor
The College of Physicians and Surgeons in Ontario maintains a website with doctors who are accepting new clients. Go to cpso.on.ca and click on “Doctor Search”. You can also call 1-800-268-7096, x. 626.

Immediate Medical Services
For round-the-clock health advice or information, you can call Telehealth Ontario, a free, confidential telephone service, and speak to a Registered Nurse. This health professional will assess your situation and help you decide your next step, be it caring for yourself, making an appointment with your doctor or going to a hospital. Call 1-866-797-0000, or learn more at www.health.gov.on.ca/english/public/program/telehealth/telehealth_mn.html. MTO