Route-fit memo
A written view of whether the non-lucrative route fits your income, savings, family scope, work plans, current location, and timing.
Spain Non-Lucrative Visa
Spain Non-Lucrative Visa assistance and support starts with the money test: at least 400% of IPREM, which is €2,400 a month or €28,800 a year in 2026, plus €600 a month (€7,200 a year) for each family member, with no work allowed in Spain. Movingto's service is from €1,750; the first residence authorisation lasts one year and then renews for two years at a time. The Spain Non-Lucrative Visa is a residence visa for non-EU nationals who live in Spain on their own means without working (RD 1155/2024, arts. 61-64).
Movingto is an immigration firm that puts a named, Bar-registered lawyer from its in-house legal team on your case and publishes its fees.
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First call: leave with route fit, income or savings evidence gaps, family scope, consulate questions, and the next decision mapped.
Researching the route first? Read the full Spain non-lucrative visa guide
What you get
The route looks simple until financial means, insurance, accommodation, family documents, and no-work proof meet consulate requirements. We map the route and prepare the whole file with you, so nothing surfaces late.
A written view of whether the non-lucrative route fits your income, savings, family scope, work plans, current location, and timing.
A practical plan for passive income, pensions, savings, investment records, bank certificates, dependants, and evidence gaps.
Insurance, accommodation, criminal record, medical certificate, family records, apostille, translation, and consulate-specific items organized early.
A managed sequence for consular filing, visa pickup, Spain entry timing, TIE, local registration, renewal, and long-term residence questions.
This route is for residence without labour or professional activity. If remote work is part of the plan, the digital nomad route needs review instead.
At least €28,800 a year in 2026 for the main applicant (400% of IPREM) plus €7,200 for each family member (RD 1155/2024 art. 62; SEPE IPREM, checked 18 October 2026). We map income, savings, dependants, and bank evidence before the application becomes form-filling.
Health insurance, criminal records, medical certificates, accommodation, apostilles, and translations are sequenced around the filing date.
Visa filing, entry timing, TIE, renewal evidence, and longer residence planning are kept visible from the start. Renewals last two years and need more than 183 days of actual residence in Spain in the calendar year (RD 1155/2024 art. 64).
Who this fits
A non-lucrative file can stall if the money story, no-work boundary, insurance, family documents, or consular route is unclear. Movingto is useful when those pieces need to be structured before filing.
Service scope
You get a route and evidence plan, and we prepare the consular file with you. Consulate and immigration-office decisions sit with the Spanish authorities; tax, investment, and insurance advice are handled by the relevant specialist.
We map income or savings profile, no-work boundary, family scope, current location, timing, likely blockers, and the practical next decision.
We organize financial means, passive income, savings, insurance, accommodation, criminal record, medical certificate, apostille, translation, and family records.
We sequence consulate filing, visa pickup, entry timing, TIE, local registration, residence-card collection, and renewal planning.
We flag where tax, insurance, or financial-planning advice is needed for your file.
The non-lucrative route is not a work route. Remote-work, freelancing, employment, and business-activity questions need a different route review.
Movingto does not control consulate requirements, visa decisions, TIE appointments, processing times, renewal outcomes, or approval decisions.
Case path
Each stage ends with a decision, checklist, or specialist handoff so the file does not drift between financial evidence, consular requirements, and residence setup.
Check whether non-lucrative residence fits your income or savings, no-work plans, family scope, nationality, consulate, and timeline.
Organize passive income, pension evidence, savings, investment records, bank certificates, dependant coverage, and evidence gaps.
Prepare insurance, accommodation, criminal record, medical certificate, family documents, apostilles, translations, and consulate forms.
Finalise the filing package, appointment steps, visa collection, and entry timing.
Keep TIE, local registration, residence-card pickup, renewal evidence, school-age family questions, and longer residence planning visible.
Key figures
| Item | Figure / rule | Source |
|---|---|---|
| Main applicant | 400% of IPREM: €2,400 a month, €28,800 a year | RD 1155/2024, art. 62; SEPE IPREM |
| Each family member | 100% of IPREM: €600 a month, €7,200 a year | RD 1155/2024, art. 62; SEPE IPREM |
| Work | Not allowed, including remote work | RD 1155/2024, art. 61.1; Washington consulate |
| Health insurance | Required; consulates ask for full cover with no copayment | RD 1155/2024, art. 61.2; Washington consulate |
| Initial authorisation | 1 year | RD 1155/2024, art. 61.4 |
| Decision | 1 month from the consulate's communication; silence counts as refusal | RD 1155/2024, art. 63.4 |
| TIE card | Request in person within 1 month of entry | RD 1155/2024, art. 63.5 |
| Renewal | 2 years; more than 183 days of residence in the calendar year | RD 1155/2024, art. 64 |
| Movingto fee | From €1,750 | Movingto pricing |
Source: RD 1155/2024 arts. 61-64 (BOE), SEPE IPREM 2026 and the Consulate General of Spain in Washington, checked 18 October 2026.
See Movingto pricingEvidence
Scope, professional ownership, and credential claims stay tied to source pages instead of sitting as unsupported marketing copy.
Boletin Oficial del EstadoChecked 18 October 2026
SEPE (Servicio Publico de Empleo Estatal)Checked 18 October 2026
Consulate General of Spain in WashingtonChecked 18 October 2026
Boletin Oficial del Estado
Common questions
The service covers route-fit review, financial evidence mapping, insurance and accommodation document planning, criminal-record and medical-certificate checklist, the consular file, family-scope review, TIE setup tracking, and renewal-path planning. It is from €1,750. Tax, investment, and insurance advice remain with the relevant specialists.
This route is for residence without labour or professional activity. If remote work, freelancing, employment, or business activity is part of your plan, the Spain digital nomad route should be reviewed instead.
RD 1155/2024 art. 62 sets the minimum at 400% of IPREM a month for the main applicant and 100% of IPREM for each family member, for the period of the authorisation. With IPREM at €600 a month in 2026, that is €2,400 a month (€28,800 a year) plus €600 a month (€7,200 a year) per family member (SEPE, checked 18 October 2026). Because IPREM and consular practice can change, we verify the live amount and evidence format before filing.
The regulation allows economic means to be shown through periodic income or assets that support that income. We review pensions, savings, investments, rental income, dividends, and bank evidence before deciding how to present the file.
The file usually turns on financial means, private health insurance, accommodation, passport, criminal record, medical certificate, family records, apostilles, translations, and the consulate's current document rules.
Spanish regulation states the initial non-lucrative residence authorisation lasts one year. Renewals are normally planned separately and require fresh evidence, including financial means and health insurance.
Family scope can be planned, but dependant evidence, additional financial means, insurance, family records, apostille, translation, school-age obligations, and timing need review before filing.
Renewals are granted for two years, and under RD 1155/2024 they require proof of more than 183 days of actual residence in Spain per year. That threshold also makes you a Spanish tax resident, so plan the tax position before you commit to the route.
RD 1155/2024 art. 61.2 requires health insurance. The Spanish Consulate General in Washington asks for private cover from an insurer authorised in Spain that covers all the risks of the public system, with no deficiency, copayment, or coverage limit, and states that travel insurance is not accepted (checked 18 October 2026). Check your own consulate's wording before you buy a policy.
The visa application at the consulate also starts the residence application. The immigration office then has one month from the consulate's communication to decide, and silence counts as a refusal (RD 1155/2024 art. 63.4). After entry you request the TIE card in person within one month (art. 63.5). A renewal is decided within three months, and silence there counts as approval (art. 64.8).
Under RD 1155/2024 art. 61.3: a spouse, registered partner, or stable partner (generally at least one year of cohabitation, unless you share a child); unmarried minor children of you or your partner; and adult children with a disability who need support or cannot provide for themselves for health reasons. Each adds 100% of IPREM (€7,200 a year in 2026) to the means test.
Yes, after at least one year of residence. RD 1155/2024 art. 191.4 lets you move to a residence and work authorisation if you meet the employed-work requirements of art. 74, without the national employment-situation test, or the self-employment requirements of art. 84. The new authorisation lasts one year and takes effect when you register with Social Security.
Private advisory call
Bring your income or savings evidence, family scope, insurance questions, accommodation plan, current location, and timeline. We will map route fit, evidence gaps, and specialist handoffs.
Leave with a clearer route decision, evidence gaps, and next steps.