Spain Non-Lucrative Visa

Spain Non-Lucrative Visa Assistance & Support

Spain Non-Lucrative Visa assistance and support starts with the money test: at least 400% of IPREM, which is €2,400 a month or €28,800 a year in 2026, plus €600 a month (€7,200 a year) for each family member, with no work allowed in Spain. Movingto's service is from €1,750; the first residence authorisation lasts one year and then renews for two years at a time. The Spain Non-Lucrative Visa is a residence visa for non-EU nationals who live in Spain on their own means without working (RD 1155/2024, arts. 61-64).

Movingto is an immigration firm that puts a named, Bar-registered lawyer from its in-house legal team on your case and publishes its fees.

Updated .

First call: leave with route fit, income or savings evidence gaps, family scope, consulate questions, and the next decision mapped.

Researching the route first? Read the full Spain non-lucrative visa guide

What you get

What does the Spain Non-Lucrative Visa service include?

The route looks simple until financial means, insurance, accommodation, family documents, and no-work proof meet consulate requirements. We map the route and prepare the whole file with you, so nothing surfaces late.

01

Route-fit memo

A written view of whether the non-lucrative route fits your income, savings, family scope, work plans, current location, and timing.

02

Financial evidence map

A practical plan for passive income, pensions, savings, investment records, bank certificates, dependants, and evidence gaps.

03

Document gap list

Insurance, accommodation, criminal record, medical certificate, family records, apostille, translation, and consulate-specific items organized early.

04

Residence setup path

A managed sequence for consular filing, visa pickup, Spain entry timing, TIE, local registration, renewal, and long-term residence questions.

Route choice

No-work route checked first

This route is for residence without labour or professional activity. If remote work is part of the plan, the digital nomad route needs review instead.

Evidence

How much money do you need for the Spain Non-Lucrative Visa?

At least €28,800 a year in 2026 for the main applicant (400% of IPREM) plus €7,200 for each family member (RD 1155/2024 art. 62; SEPE IPREM, checked 18 October 2026). We map income, savings, dependants, and bank evidence before the application becomes form-filling.

Documents

Insurance and records sequenced

Health insurance, criminal records, medical certificates, accommodation, apostilles, and translations are sequenced around the filing date.

Residence path

The first year is not the whole plan

Visa filing, entry timing, TIE, renewal evidence, and longer residence planning are kept visible from the start. Renewals last two years and need more than 183 days of actual residence in Spain in the calendar year (RD 1155/2024 art. 64).

Who this fits

Why use Movingto for a Spain non-lucrative case?

A non-lucrative file can stall if the money story, no-work boundary, insurance, family documents, or consular route is unclear. Movingto is useful when those pieces need to be structured before filing.

Good fit for

  • Retirees with pension or stable non-work income
  • Financially independent applicants relying on savings, investments, rental income, or dividends
  • Families that need dependant scope, financial coverage, insurance, and document timing planned together
  • Applicants comparing the non-lucrative route against Spain's digital nomad route
  • People who want the TIE, renewal, and long-term residence steps visible before filing

Not the right fit for

  • Applicants planning to work, freelance, or run remote professional activity from Spain
  • EU, EEA, or Swiss citizens who do not need this national route
  • Cases where income, savings, identity, or family evidence cannot be documented
  • Applicants seeking approval guarantees or fixed consular processing promises
  • Anyone seeking tax, investment, or employment advice directly from Movingto instead of the separately engaged professional responsible for that scope

Service scope

How the route is managed.

You get a route and evidence plan, and we prepare the consular file with you. Consulate and immigration-office decisions sit with the Spanish authorities; tax, investment, and insurance advice are handled by the relevant specialist.

Included workstreams
4
Professional scope
Clear
Delivery scopeMovingto delivery and specialist scope
Managed by Movingto

Spain NLV route assessment

We map income or savings profile, no-work boundary, family scope, current location, timing, likely blockers, and the practical next decision.

Managed by Movingto

Financial and document checklist

We organize financial means, passive income, savings, insurance, accommodation, criminal record, medical certificate, apostille, translation, and family records.

Managed by Movingto

Consular workflow mapping

We sequence consulate filing, visa pickup, entry timing, TIE, local registration, residence-card collection, and renewal planning.

Managed by Movingto

Tax and insurance questions

We flag where tax, insurance, or financial-planning advice is needed for your file.

Handled by the relevant specialist

Work permission or remote-work planning

The non-lucrative route is not a work route. Remote-work, freelancing, employment, and business-activity questions need a different route review.

Handled by the relevant specialist

Authority decisions or guarantees

Movingto does not control consulate requirements, visa decisions, TIE appointments, processing times, renewal outcomes, or approval decisions.

Case path

How do you apply for the Spain Non-Lucrative Visa?

Each stage ends with a decision, checklist, or specialist handoff so the file does not drift between financial evidence, consular requirements, and residence setup.

Case path05 managed stages
  1. Step 1 of 5

    Confirm route fit

    Check whether non-lucrative residence fits your income or savings, no-work plans, family scope, nationality, consulate, and timeline.

  2. Step 2 of 5

    Map financial means

    Organize passive income, pension evidence, savings, investment records, bank certificates, dependant coverage, and evidence gaps.

  3. Step 3 of 5

    Build the document file

    Prepare insurance, accommodation, criminal record, medical certificate, family documents, apostilles, translations, and consulate forms.

  4. Step 4 of 5

    Prepare the consular filing

    Finalise the filing package, appointment steps, visa collection, and entry timing.

  5. Step 5 of 5

    Track residence setup

    Keep TIE, local registration, residence-card pickup, renewal evidence, school-age family questions, and longer residence planning visible.

Key figures

Spain Non-Lucrative Visa requirements in 2026

ItemFigure / ruleSource
Main applicant400% of IPREM: €2,400 a month, €28,800 a yearRD 1155/2024, art. 62; SEPE IPREM
Each family member100% of IPREM: €600 a month, €7,200 a yearRD 1155/2024, art. 62; SEPE IPREM
WorkNot allowed, including remote workRD 1155/2024, art. 61.1; Washington consulate
Health insuranceRequired; consulates ask for full cover with no copaymentRD 1155/2024, art. 61.2; Washington consulate
Initial authorisation1 yearRD 1155/2024, art. 61.4
Decision1 month from the consulate's communication; silence counts as refusalRD 1155/2024, art. 63.4
TIE cardRequest in person within 1 month of entryRD 1155/2024, art. 63.5
Renewal2 years; more than 183 days of residence in the calendar yearRD 1155/2024, art. 64
Movingto feeFrom €1,750Movingto pricing

Source: RD 1155/2024 arts. 61-64 (BOE), SEPE IPREM 2026 and the Consulate General of Spain in Washington, checked 18 October 2026.

See Movingto pricing

Evidence

Evidence you can check.

Scope, professional ownership, and credential claims stay tied to source pages instead of sitting as unsupported marketing copy.

Source
Real Decreto 1155/2024 (Reglamento de Extranjeria), arts. 61-64: non-lucrative residence

Boletin Oficial del EstadoChecked 18 October 2026

View source
Source
IPREM and SMI 2026 monthly and annual amounts

SEPE (Servicio Publico de Empleo Estatal)Checked 18 October 2026

View source
Source
Non-lucrative residence visa: means, insurance and no-work rule

Consulate General of Spain in WashingtonChecked 18 October 2026

View source
Source
Ley Organica 4/2000, foreign nationals in Spain

Boletin Oficial del Estado

View source

Common questions

Questions before you engage.

What is included in the Spain non-lucrative visa service?

The service covers route-fit review, financial evidence mapping, insurance and accommodation document planning, criminal-record and medical-certificate checklist, the consular file, family-scope review, TIE setup tracking, and renewal-path planning. It is from €1,750. Tax, investment, and insurance advice remain with the relevant specialists.

Can I work remotely on a Spain non-lucrative visa?

This route is for residence without labour or professional activity. If remote work, freelancing, employment, or business activity is part of your plan, the Spain digital nomad route should be reviewed instead.

What financial means are required?

RD 1155/2024 art. 62 sets the minimum at 400% of IPREM a month for the main applicant and 100% of IPREM for each family member, for the period of the authorisation. With IPREM at €600 a month in 2026, that is €2,400 a month (€28,800 a year) plus €600 a month (€7,200 a year) per family member (SEPE, checked 18 October 2026). Because IPREM and consular practice can change, we verify the live amount and evidence format before filing.

Can savings be used instead of pension income?

The regulation allows economic means to be shown through periodic income or assets that support that income. We review pensions, savings, investments, rental income, dividends, and bank evidence before deciding how to present the file.

What documents usually matter most?

The file usually turns on financial means, private health insurance, accommodation, passport, criminal record, medical certificate, family records, apostilles, translations, and the consulate's current document rules.

How long is the initial residence authorisation?

Spanish regulation states the initial non-lucrative residence authorisation lasts one year. Renewals are normally planned separately and require fresh evidence, including financial means and health insurance.

Can my family be included?

Family scope can be planned, but dependant evidence, additional financial means, insurance, family records, apostille, translation, school-age obligations, and timing need review before filing.

How does the non-lucrative visa renew?

Renewals are granted for two years, and under RD 1155/2024 they require proof of more than 183 days of actual residence in Spain per year. That threshold also makes you a Spanish tax resident, so plan the tax position before you commit to the route.

What health insurance does the Spain non-lucrative visa need?

RD 1155/2024 art. 61.2 requires health insurance. The Spanish Consulate General in Washington asks for private cover from an insurer authorised in Spain that covers all the risks of the public system, with no deficiency, copayment, or coverage limit, and states that travel insurance is not accepted (checked 18 October 2026). Check your own consulate's wording before you buy a policy.

How long does the Spain non-lucrative visa decision take?

The visa application at the consulate also starts the residence application. The immigration office then has one month from the consulate's communication to decide, and silence counts as a refusal (RD 1155/2024 art. 63.4). After entry you request the TIE card in person within one month (art. 63.5). A renewal is decided within three months, and silence there counts as approval (art. 64.8).

Who can be included as a family member?

Under RD 1155/2024 art. 61.3: a spouse, registered partner, or stable partner (generally at least one year of cohabitation, unless you share a child); unmarried minor children of you or your partner; and adult children with a disability who need support or cannot provide for themselves for health reasons. Each adds 100% of IPREM (€7,200 a year in 2026) to the means test.

Can I switch from the non-lucrative visa to a work permit?

Yes, after at least one year of residence. RD 1155/2024 art. 191.4 lets you move to a residence and work authorisation if you meet the employed-work requirements of art. 74, without the national employment-situation test, or the self-employment requirements of art. 84. The new authorisation lasts one year and takes effect when you register with Social Security.

Private advisory call

Get Spain Non-Lucrative Visa assistance and support.

Bring your income or savings evidence, family scope, insurance questions, accommodation plan, current location, and timeline. We will map route fit, evidence gaps, and specialist handoffs.

First call covers

Leave with a clearer route decision, evidence gaps, and next steps.

Route fit
Country, visa category, family members, and timing.
Scope
Documents, legal work, tax points, and investment boundaries.
Next steps
What to prepare for the Movingto team and any relevant specialists.
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Before you go

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