UAE Golden Visa 2026 Guide: Eligibility, Costs and Benefits

The United Arab Emirates is one of the most attractive destinations for global investors, ambitious professionals, and entrepreneurs. With its thriving economy, favourable tax environment, and world-class lifestyle, the country continues to attract people who wish to build careers and futures in the Gulf region.

At the centre of this appeal is the UAE Golden Visa, the nation’s flagship long-term residency programme. Designed to draw talent and investment, it provides foreign nationals with a secure, renewable residence permit that allows them to live, work, and study in the UAE without a local sponsor.

Since its launch, the Golden Visa has become increasingly popular, often described as a reliable 10-year pathway to residency security. Whether through real estate, entrepreneurship, or professional expertise, the program offers multiple routes to securing long-term status in the UAE.

What is the UAE Golden Visa?

The UAE Golden Visa is a long-term residence permit that can be issued for either five or ten years depending on the applicant’s category. It is renewable, provided the eligibility requirements remain fulfilled.

Unlike ordinary residence permits, which are tied to an employer or sponsor, the Golden Visa allows holders to reside in the Emirates without that dependency. This self-sponsorship element makes it particularly attractive for investors, skilled professionals, and entrepreneurs who want stability and flexibility.

The current framework is set out under Cabinet Resolution No. 65 of 2022, which expanded the list of eligible categories and simplified the application process. The reform marked a shift from a purely investment-driven scheme to a broader strategy focused on attracting human capital, innovation, and expertise.

At its core, the Golden Visa is not only a residence document but also a policy tool. It forms part of the UAE’s long-term plan to diversify its economy, support knowledge-based industries, and establish the country as a global hub for talent and business.

What Are the Benefits of the UAE Golden Visa?

Holding a UAE Golden Visa comes with a range of advantages that go far beyond a regular residence permit. Here are the main benefits:

In short: the Golden Visa transforms the UAE from a short-term work destination into a place where you can plan for long-term living, investment, and family security.

Who is Eligible for the UAE Golden Visa?

Eligibility for the UAE Golden Visa is defined by Cabinet Resolution No. 65 of 2022 and spans several categories. Each has specific criteria and documentation requirements.

Investors

• Public investment: Deposit at least AED 2 million in an accredited investment fund, establish a company with AED 2 million in capital, or own a company paying AED 250,000 in annual taxes for 2 years prior to application.
• Real estate investment: Own property worth at least AED 2 million, which may be spread across multiple units. If you pay at least AED 2 million for mortgaged properties, we will accept off-plan projects from approved developers.

Entrepreneurs

• SME founders: Own or be a partner in a UAE-registered SME generating annual revenues of AED 1 million or more.
• Startup founders: Own an economic project with minimum value of AED 500,000 and secure approval from an accredited incubator or government body.
• Exit founders: Previously founded and sold a project with a value of at least AED 7 million.

Exceptional Talents

• The position is open to individuals with exceptional talents in the fields of culture, arts, invention, innovation, digital technologies, and sport.
• Candidates must receive an official nomination or recommendation from relevant government entities, such as the Ministry of Culture, Ministry of Economy, or sports councils.

Scientists & Specialised Professionals

• Scientists and researchers: Hold a PhD or Master’s degree in priority fields and demonstrate significant research contributions, endorsed by the Emirates Scientists Council.
• Skilled professionals are required to possess a bachelor's degree, secure employment in a MOHRE Level 1 or 2 role, and earn a minimum monthly salary of AED 30,000.
• Executive directors: Require a bachelor’s degree, five years in the same executive director role, and a monthly salary of at least AED 50,000.

Outstanding Students & Graduates

• High school students: The Ministry of Education recommends UAE-based graduates with grades of 95% or higher.
• University graduates: Graduates from UAE universities (within 2 years of graduation) that are ranked A or B, or from universities in the world’s top 100, who have a GPA of 3.5 or above (3.8 for B-class UAE universities).

Humanitarian Pioneers

• Humanitarian Pioneers are individuals who have made substantial contributions to humanitarian work, such as serving in recognised organisations for five years, receiving international awards, or funding initiatives with AED2 million or more.

Frontline Heroes

• Healthcare professionals and other crisis responders who showed extraordinary commitment during national emergencies (e.g., COVID-19). Eligibility depends on recommendations from recognised authorities, such as the Frontline Heroes Office.

If you are unsure which category you may qualify under, you can use the UAE government’s official tool to check eligibility directly: Golden Visa Eligibility Checker.

Who Can Apply for the UAE Golden Visa?

While eligibility defines the categories and requirements, the application itself is open to a wide group of people depending on their circumstances. Here is how it works in practice:

• Primary applicants: The main investor, entrepreneur, professional, student, or talent must apply directly. In most cases, the application is submitted through the ICP portal (federal), GDRFA Dubai, or the Abu Dhabi Residents Office (ADRO).
• Family members: Once the main applicant is approved, their spouse, children of any age, and in some cases parents can apply under the same file. Dependants do not submit independent applications unless they are qualifying in their own right.
• Inside or outside the UAE: Applicants already in the UAE on a tourist visa, visit visa, or another residence permit can convert their status into a Golden Visa. Those abroad may apply using the entry permit issued after approval.
• Representatives and service providers: Applications may also be lodged by authorised representatives such as PROs, law firms, or licensed service centres (e.g., Amer Centres in Dubai), provided the applicant’s documents and digital identity (UAE Pass) are verified.
• Nominated talents: For categories such as exceptional talents, scientists, or humanitarian pioneers, the candidate must first be recommended by a competent authority. After nomination, the individual applies personally through the official portal.
• Employers and institutions: In practice, some employers, incubators, or universities assist applicants by preparing or submitting documentation, but the residence permit is always issued in the individual’s name.

In short, any eligible foreign national can apply directly, whether inside or outside the country, and may include their dependants once approved.

What Are the Requirements for Each UAE Golden Visa Category?

To apply for the UAE Golden Visa, applicants must prepare specific documents according to their category.

These serve as proof of eligibility and must meet validity rules set by the authorities. Below is a breakdown of the main requirements.

Note: Most official documents, such as criminal record certificates, must be issued within 90 days of submission, and financial/tax records are usually valid for the latest fiscal year. Health insurance is mandatory for all main applicants and their dependants.

This procedure ensures that every applicant meets the legal criteria and maintains up-to-date, verifiable documentation for a smooth application process.

How Do You Apply for the UAE Golden Visa?

• Federal ICP portal
  Use the ICP Smart Services portal with UAE Pass to apply, track status, and complete the One Touch flow. The portal consolidates visa issuance, status changes, and Emirates ID processing into a single journey.
• Dubai — GDRFA
  Applicants in Dubai can file via GDRFA online or through Amer service Centres. Real estate investors often interact with channels linked to the DLD for title verification and to check for liens when necessary.
• Abu Dhabi — ADRO (TAMM)
  Abu Dhabi applicants typically start through ADRO guidance on TAMM. Certain categories of applicants, such as specialists and investors, may utilise nomination flows before proceeding to the ICP for issuance.

Step-by-step

1. Step 1 (1–3 days): Confirm your category and basic eligibility. Check salary thresholds, property value, or required nominations. Identify any gaps early to avoid rework later in the process.
2. Step 2 (Same day): Create or verify your UAE Pass account and choose the channel: ICP (federal), GDRFA Dubai, or ADRO via TAMM. Ensure your profile details match your passport exactly.
3. Step 3 (1–8 weeks): Obtain required nominations or endorsements, if applicable. Examples include scientists, exceptional talents, or humanitarian pioneers who need approval from the competent authority.
4. Step 4 (1–3 weeks): Prepare documents: contracts, title deeds or valuation letters, salary certificates, attested degrees, insurance, and clear criminal record. Align names, dates, and translations precisely.
5. Step 5 (Same day): Submit your application through the chosen portal and pay the service fees. Upload scans that meet file-size and resolution rules. Monitor notifications for any clarification requests.
6. Step 6 (3–10 days): If outside the UAE, receive a six-month multiple-entry permit to finalise procedures. If inside the UAE, complete an in-country status change instead of exiting and re-entering.
7. Step 7 (2–5 days): Attend medical fitness screening at an approved centre and submit biometrics. Results and fingerprints link to your Emirates ID record for final issuance steps.
8. Step 8 (5–15 days): Receive your Emirates ID and activate the residence. Digital visa and ID become available in your account. You can now sponsor family and proceed with banking or housing.

How Much Does the UAE Golden Visa Cost?

Applying for the UAE Golden Visa involves several mandatory fees.

These differ slightly depending on the emirate, the application channel (ICP federal system vs GDRFA Dubai), and the chosen route (talent, real estate investor, etc.).

Key Components of the Cost

• Application Fee (ICP / GDRFA) – the base charge for processing Golden Visa requests.
• Medical Examination – required health check before issuance.
• Emirates ID – a mandatory identification card linked to residency.
• Real Estate Investor Fees – Dubai Land Department (DLD) charges, such as title deed registration and administrative costs.
• Delivery & Smart Services – small extra charges applied for courier delivery, e-services, and ICP smart platform usage.

Official Fee Table (as of 2026)

How Do You Renew or Cancel a UAE Golden Visa?

Renewal

Golden Visas can be renewed for an additional 5 or 10 years, provided that the holder continues to meet the same criteria as required in the original application.

Talent-based categories usually require a fresh nomination letter from the relevant authority at renewal time.

Grace Period

After the expiration or cancellation of their visas, Golden Visa holders benefit from a 180-day grace period to either regularise their status, apply for another permit, or leave the UAE.

This grace period is significantly longer than the standard 30–90 days provided for ordinary residence visas.

Cancellation

A Golden Visa may be cancelled if the original qualifying conditions are no longer met. Common cases include:

• Selling a property that was used to qualify, without reinvesting in another eligible property, may lead to cancellation of the Golden Visa.
• Losing a qualifying job (such as a skilled professional) without finding a replacement that offers the same salary or occupational level is another common scenario.

Amendments

UAE Golden visa holders can update or amend their details without cancelling the visa. Examples include:

• Changing employers while maintaining MOHRE levels and salary requirements.
• Updating the profession on the residence file.
• Replacing property with another eligible investment worth at least AED 2 million.

Timeline: How Long Does the UAE Golden Visa Application Take?

The UAE Golden Visa process has several stages, but the overall timeframe is usually 1 to 2 months from submission to receiving your residence permit and Emirates ID. Here’s what that looks like in practice:

• Entry Permit (valid for 6 months)
  If you are applying outside the UAE, you will first be granted a multiple-entry permit. This gives you time to travel into the country and complete the medical, biometric, and visa formalities.
• Medical Examination and Biometrics
  Once in the UAE, you must attend a government-approved medical fitness test and provide fingerprints and a facial scan. These steps link directly to your Emirates ID record.
• Emirates ID and Residence Visa Stamping
  After clearance, your Emirates ID is issued and your residence permit is activated. At this point, you officially hold the UAE Golden Visa and can begin sponsoring family members or arranging services like banking and housing.

For a detailed step-by-step breakdown with estimated durations for each stage, see the application guide above.

How the UAE Golden Visa Compares to Other Residency Programs

The UAE Golden Visa is often compared with European schemes such as Portugal, Italy, Greece, Cyprus, and Malta. While the benefits are broadly similar, the UAE stands out with no minimum stay requirement and more inclusive family sponsorship.

In short, the UAE Golden Visa offers long-term stability without relocation obligations, making it distinct from the European residency-by-investment routes.

Cost of Living in the UAE

Understanding the cost of living is essential before making your move. The UAE offers a range of lifestyles and budgets across its emirates, from ultra-luxury in Dubai to more affordable family living in Sharjah. Here's what you can expect to spend in 2025/2026.

Cost of Living Comparison Table

Expense Category	Dubai (AED)	Abu Dhabi (AED)	Sharjah (AED)
1BR Apartment (City Center)	6,000 - 9,500/month	5,000 - 8,000/month	2,500 - 4,000/month
3BR Apartment (Outside Center)	10,000 - 15,000/month	8,000 - 12,000/month	5,000 - 8,000/month
Utilities (85m² apartment)	650 - 850/month	550 - 700/month	400 - 600/month
Groceries (2 people)	1,800 - 2,500/month	1,600 - 2,200/month	1,400 - 1,900/month
Transportation (Monthly Pass)	350 - 400/month	300 - 350/month	200 - 300/month
Internet (Unlimited)	350 - 450/month	350 - 450/month	350 - 450/month
Total Monthly Budget (Single)	10,000 - 15,000	8,500 - 12,500	6,000 - 9,000
Total Monthly Budget (Family of 4)	20,000 - 30,000	16,000 - 24,000	12,000 - 18,000

Note: All figures in UAE Dirhams (AED). 1 USD ≈ 3.67 AED. Figures based on 2025/2026 market data.

Dubai: Premium Living at a Price

Dubai commands the highest cost of living in the UAE, reflecting its status as a global business and luxury hub. Rent is the biggest expense—a one-bedroom apartment in popular areas like Dubai Marina, Downtown, or JLT ranges from AED 70,000 to AED 110,000 annually (AED 5,800-9,200/month). Three-bedroom apartments in suburban communities like Arabian Ranches or Dubai Hills average AED 120,000-180,000 per year.

Utilities including electricity, water, and DEWA cooling charges run approximately AED 650-850 monthly for an 85m² apartment. The cooling load (AC) significantly impacts summer bills. Internet packages from Etisalat or du cost AED 350-450 for unlimited high-speed connections. Dubai's metro system is efficient and affordable at AED 350/month for an unlimited Nol card, though many expats prefer cars given the city's sprawl.

Abu Dhabi: Capital City Value

Abu Dhabi offers a more measured cost of living than Dubai while maintaining excellent infrastructure and services. Rental prices are 15-25% lower on average. A one-bedroom in central areas like Al Reem Island or Corniche runs AED 60,000-96,000 annually. Family-sized three-bedroom apartments on Saadiyat Island or Al Khalidiya range from AED 96,000-144,000 per year.

Monthly utilities average AED 550-700 through ADDC (Abu Dhabi Distribution Company). Groceries cost slightly less than Dubai, with a couple spending approximately AED 1,600-2,200 monthly. The city's bus network is reliable, though car ownership is common—petrol remains inexpensive at approximately AED 2.70/liter.

Sharjah: Affordable Family Living

Sharjah represents the best value for families seeking quality accommodation at lower prices. It's the most affordable of the three major emirates, with one-bedroom apartments in Al Majaz or Al Nahda starting from AED 30,000-48,000 annually. Three-bedroom units outside the city center run AED 60,000-96,000 per year—often half the price of equivalent Dubai properties.

Many Sharjah residents commute to Dubai for work (30-45 minutes via E311 highway), combining Dubai salaries with Sharjah living costs. Utilities run AED 400-600 monthly through SEWA. The trade-off is less nightlife and entertainment, but families appreciate the conservative, community-oriented environment and excellent public schools.

Budget Planning Tip: For a comfortable lifestyle, plan for AED 15,000-20,000 monthly as a single professional in Dubai, AED 12,000-16,000 in Abu Dhabi, or AED 8,000-12,000 in Sharjah. Families should budget 50-70% more.

Tax Considerations for Golden Visa Holders

The UAE's favorable tax environment is one of the primary attractions for Golden Visa holders. Understanding the tax framework helps you maximize the financial benefits of UAE residency.

No Personal Income Tax

The UAE does not impose personal income tax on individuals. Your salary, investment returns, rental income, and capital gains remain 100% yours. This applies regardless of whether you're employed, self-employed, or living off investments. For high earners relocating from countries with 40-50% marginal tax rates, the savings can be substantial—often hundreds of thousands of dollars annually.

Corporate Tax (9% Above Threshold)

Since June 2023, the UAE has implemented a federal corporate tax at a rate of 9% on taxable profits exceeding AED 375,000 (approximately US$102,000). Profits below this threshold are taxed at 0%. Qualifying Free Zone businesses that meet substance requirements and don't conduct business with mainland UAE may benefit from a 0% rate on qualifying income. Small businesses earning under AED 3 million annually can opt for simplified "Small Business Relief" with minimal compliance requirements.

Value Added Tax (VAT)

The UAE charges 5% VAT on most goods and services—one of the world's lowest rates. Essential items including basic food, healthcare, and education are zero-rated or exempt. International exports and certain financial services are also zero-rated. Businesses exceeding AED 375,000 in annual taxable supplies must register for VAT.

Tax Residency Certificates

Golden Visa holders can obtain a Tax Residency Certificate (TRC) from the UAE Federal Tax Authority (FTA). This official document confirms your UAE tax residency status and is essential for claiming benefits under Double Taxation Agreements (DTAs). To qualify, you must:

• Hold a valid UAE residence visa
• Have resided in the UAE for at least 183 days in the relevant year
• Maintain a permanent place of residence in the UAE

Applications are submitted through the FTA's EmaraTax portal. Processing typically takes 5-7 business days, with certificates valid for one year.

Double Tax Treaty Network

The UAE has signed 137+ Double Taxation Agreements (DTAs) with major economies including the United States, United Kingdom, France, Germany, India, China, and Australia. These treaties prevent you from being taxed twice on the same income and often reduce withholding taxes on dividends, interest, and royalties. Recent additions include treaties with Kuwait, Qatar, and Bahrain (effective 2025-2026).

International Tax Planning

While UAE residency offers significant tax advantages, international tax obligations vary by your country of origin. U.S. citizens remain subject to U.S. taxation on worldwide income regardless of residency. Citizens of other countries should evaluate exit tax requirements, Controlled Foreign Corporation (CFC) rules, and any continued tax obligations. Professional tax advice is essential before relocating.

Best Cities to Live in the UAE

Each emirate offers a distinct lifestyle. Your ideal location depends on career priorities, family needs, and personal preferences. Here's what Golden Visa holders should know about the UAE's top destinations.

Dubai: Global Business Hub

Dubai is the UAE's commercial powerhouse and most cosmopolitan city. Home to 3.6 million residents (85% expats), it offers unmatched business connectivity, world-class dining, and luxury lifestyle amenities. The city houses the region's largest concentration of multinational headquarters, free zones like DIFC and DMCC, and the world's busiest international airport.

Best for: Entrepreneurs, finance professionals, tech workers, and those seeking vibrant social scenes and career opportunities. Popular residential areas include Dubai Marina (waterfront living), Downtown Dubai (iconic Burj Khalifa views), JLT (value-conscious professionals), and Dubai Hills (families seeking villas with community amenities).

Consider if: You prioritize career networking, nightlife, international schools, and don't mind higher costs and traffic congestion.

Abu Dhabi: Capital City Sophistication

Abu Dhabi, the UAE capital, offers a more refined, family-oriented alternative to Dubai's frenetic pace. The city has invested heavily in culture (Louvre Abu Dhabi, Guggenheim under construction), education (NYU Abu Dhabi, Sorbonne Abu Dhabi), and green spaces. Government institutions and major oil companies provide stable employment, while emerging sectors like renewable energy (Masdar City) attract sustainability-focused professionals.

Best for: Families with children, professionals in government, energy, or healthcare sectors, and those seeking cultural depth with lower costs than Dubai. Popular areas include Saadiyat Island (beach and culture), Al Reem Island (modern high-rises), and Al Khalidiya (established community near Corniche).

Consider if: You want excellent schools, beaches, and cultural institutions without Dubai's intensity. Weekend trips to Dubai (90 minutes by car) keep entertainment options open.

Sharjah: Cultural Heart, Family Values

Sharjah is the UAE's cultural capital, designated UNESCO's "Cultural Capital of the Arab World." The emirate maintains conservative values—no alcohol sales, modest dress expectations, and family-focused entertainment. These factors create a tight-knit community environment that many families appreciate.

Best for: Budget-conscious families, educators, cultural workers, and those preferring a quieter, more traditional lifestyle. Many residents work in Dubai (30-45 minute commute) while enjoying Sharjah's lower rents and community atmosphere. Popular areas include Al Majaz (lagoon views), Al Nahda (near Dubai border), and Muwaileh (newer developments).

Consider if: You prioritize affordability, don't require nightlife, and appreciate a conservative family environment. Note the alcohol restrictions may be a dealbreaker for some.

Ras Al Khaimah: Adventure and Affordability

Ras Al Khaimah (RAK) is the UAE's fastest-growing emirate for expat relocation. Located 45 minutes north of Dubai, RAK offers dramatic Hajar Mountain scenery, adventure tourism (world's longest zipline at Jebel Jais), and significantly lower costs. The emirate has established RAK Economic Zone (RAKEZ) to attract entrepreneurs with streamlined licensing.

Best for: Remote workers, outdoor enthusiasts, retirees, and families seeking affordable beachfront living. One-bedroom apartments start from AED 1,500-3,500 monthly—a fraction of Dubai prices. Popular areas include Al Hamra Village (golf community), Marjan Island (resort living), and RAK City (urban center).

Consider if: You can work remotely or in tourism/hospitality, enjoy outdoor activities, and don't need daily access to Dubai's business infrastructure. Weekend trips to Dubai are easy via E311 highway.

Frequently Asked Questions About UAE Golden Visa

Official Sources and References

This guide is based on official UAE government sources and current legislation. For the most up-to-date requirements and application procedures, consult these authoritative resources:

• UAE Government Portal (u.ae) — Official federal portal with comprehensive Golden Visa information
  https://u.ae/en/information-and-services/visa-and-emirates-id/residence-visas/golden-visa
• Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) — National immigration authority handling Golden Visa applications
  https://icp.gov.ae/en/services/golden-visa/
• General Directorate of Residency and Foreigners Affairs – Dubai (GDRFA Dubai) — Dubai-specific Golden Visa applications and requirements
  https://gdrfad.gov.ae/en
• TAMM Abu Dhabi — Abu Dhabi government services portal for Golden Visa applications
  https://www.tamm.abudhabi/en/aspects-of-life/visaemiratesid/goldenVisa
• Cabinet Resolution No. 65 of 2022 — Legal framework governing Golden Visa eligibility, categories, and requirements. This resolution replaced earlier regulations and established current investment thresholds.
  Referenced via UAE Government Portal
• UAE Federal Tax Authority (FTA) — Tax residency certificates, corporate tax, and VAT information
  https://tax.gov.ae/en/services/issuance.of.tax.certificates.aspx
• Ministry of Finance — Double Taxation Agreements — Complete list of UAE tax treaties
  https://mof.gov.ae/en/public-finance/international-relations/double-taxation-agreements/

Last updated: February 2026. Immigration policies change frequently. Always verify current requirements with official government sources before applying.

How Does Movingto Simplify the Golden Visa Process?

Securing the UAE Golden Visa can feel overwhelming with its different categories, documents, and emirate-specific procedures.

At Movingto, we streamline the journey by guiding you through eligibility checks, preparing the right paperwork, and ensuring compliance with official regulations.

Our support means you spend less time navigating government portals and more time planning your future in the Emirates.

Whether you are applying as an investor, professional, or with your family, Movingto makes the Golden Visa process smoother, faster, and stress-free.