Portugal Visas

Portugal D2 Visa 2026: Requirements, Costs & How to Apply

The Portugal D2 visa for entrepreneurs and independent professionals in 2026: eligibility, the savings you must show, documents, fees, timeline and the route to residence.

On this page
  1. Who the D2 is for
  2. Eligibility requirements
  3. Financial means for 2026
  4. Documents checklist
  5. Application process and timeline
  6. Costs and government fees (2026)
  7. Duration, renewal and citizenship
  8. Common pitfalls
  9. How the D2 compares to other Portugal routes
  10. Taxes for D2 holders (2026)
  11. Bringing your family
  12. How Movingto helps
  13. Frequently asked questions
  14. Sources

Answer: The D2 is Portugal's residence visa for entrepreneurs, sole traders and independent service providers - people who will earn an active income in Portugal by running a business or working freelance. Its legal basis is Article 89 of Law 23/2007. Unlike the D7 (which is for passive income such as pensions or rent), the D2 expects a real, viable activity in Portugal. There is no statutory minimum investment, but you must show a credible business and enough savings to support yourself: for 2026 that baseline is EUR 11,040 for a single applicant (12 x the EUR 920 minimum wage).

Who the D2 is for

The D2 covers three overlapping situations: independent professionals in a liberal profession working under a services contract; migrant entrepreneurs investing in or starting a business; and founders going through the Startup Visa programme (a D2 sub-track that needs an incubation contract certified by IAPMEI). If your income is passive, the D7 is the better fit; if you have a job offer from a Portuguese employer, look at the D3 (highly qualified activity) instead.

Eligibility requirements

RequirementWhat to prove
Activity in PortugalA registered Portuguese business, or a written service-provider proposal/contract for a liberal profession
ViabilityA credible business plan showing the activity's economic relevance; consulates assess this at their discretion
Financial meansSavings of at least EUR 11,040 for the main applicant (see the table below)
InvestmentNo fixed legal minimum; show capital appropriate to your activity
AccommodationProof of housing in Portugal (deed, registered lease, or a host's term of responsibility)
Clean recordCriminal-record certificate, apostilled and translated
InsuranceTravel/health insurance valid for the visa period

Financial means for 2026

Portugal's 2026 minimum wage is EUR 920/month (Decreto-Lei 139/2025). The means test for a residence visa scales from it: 100% for the first adult, 50% for each further adult, and 30% for each child, multiplied across the 12-month visa period.

HouseholdSavings to show (2026)Formula
Main applicantEUR 11,040/yearEUR 920 x 12
+ each additional adult+ EUR 5,52050% of the base
+ each child+ EUR 3,31230% of the base

Documents checklist

  • National visa application form, signed, with two passport photos and a personal statement.
  • Passport valid beyond the visa period, plus proof of legal status if you apply outside your country of nationality.
  • Proof of financial means (usually the last three months of bank statements).
  • Proof of accommodation in Portugal.
  • Criminal-record certificate, apostilled and translated; plus authorisation for a Portuguese check.
  • Travel/health insurance covering the visa period.
  • Activity evidence: company registration or a service-provider proposal, an investment/financial-means proof, or an IAPMEI declaration for the Startup Visa track.

Application process and timeline

You apply for the D2 at the Portuguese consulate (or VFS centre) for your area. The visa is issued for 120 days with two entries, and the legal decision target is up to 60 days. Inside that window you attend an AIMA appointment in Portugal to collect your residence permit. Note a 2026-relevant change: the old in-country 'expression of interest' route that let people regularise without a residence visa was revoked in June 2024 (Decreto-Lei 37-A/2024), so a consular D2 obtained before arrival is now required.

Costs and government fees (2026)

Fee2026 amountNotes
Consular national visaEUR 110Per applicant
AIMA reception/analysisEUR 133Discount for fully digital submission
AIMA permit grantEUR 307.20On approval of the residence permit

Government fees shown are 2026 figures; AIMA updated its fee table on 1 March 2026, so confirm current amounts before you apply.

Duration, renewal and citizenship

Path to settlement: a temporary permit is typically issued for 2 years, then renewed for 3-year periods. After 5 years of legal residence you can apply for permanent residence (with A2-level Portuguese). Citizenship rules changed in 2026: under Lei Orgânica 1/2026 (in force 19 May 2026), naturalisation now needs 10 years of legal residence in general, or 7 years for citizens of EU and Portuguese-speaking (CPLP) countries, counted from the date your first residence permit is issued. Applications filed on or before 18 May 2026 keep the previous 5-year rule.

Common pitfalls

  • A thin or generic business plan with no clear market, revenue model or relevance to Portugal.
  • Financial proof below the threshold, or a large unexplained recent deposit.
  • Un-apostilled or untranslated documents, or expired insurance.
  • Trying to use the revoked in-country route instead of obtaining the consular D2 first.

How the D2 compares to other Portugal routes

RouteBest forIncome or means (2026)Read the guide
D2Entrepreneurs and independent professionals~EUR 11,040 savings + a viable businessThis page
D7Passive income (pension, rent, dividends)~EUR 11,040/year passive incomeD7 guide
D8Remote workers for non-Portuguese employers/clientsEUR 3,680/month remote incomeD8 guide
StartupFounders of innovative, scalable startupsCertified-incubator endorsementStartup guide
Golden VisaInvestorsFrom EUR 500,000Golden Visa guide

Taxes for D2 holders (2026)

Most new residents can apply for Portugal's inbound-worker tax regime, the IFICI (the successor to NHR), which can tax qualifying Portuguese-source professional income at a flat 20% and largely exempt foreign-source income, for up to 10 years. It is not automatic, depends on your activity qualifying, and you become tax-resident once you spend more than 183 days in Portugal (or have your habitual home there). This is general information, not tax advice; confirm your position with a Portuguese tax adviser.

Bringing your family

D2 holders can apply for family reunification for a spouse or partner, dependent children, and dependent parents - either together with the main application or once you hold the permit. Plan for the higher means threshold (add 50% of the base for each extra adult and 30% for each child) and budget the per-person AIMA reunification fee. See our Portugal family reunion service for help.

How Movingto helps

Movingto helps you check route fit (D2 vs D7 vs D3), build the business and evidence file, and coordinate the practical steps and legal handoff. We are not a law firm and do not replace regulated legal or tax advice. See our D2 application service for what we handle.

Frequently asked questions

Is there a minimum investment for the Portugal D2 visa?

No. Law 23/2007 sets no fixed minimum investment for the D2. You must instead show a viable activity and sufficient financial means - for 2026, savings from EUR 11,040 for a single applicant. A widely-quoted 'EUR 5,000 share capital' figure is a practitioner suggestion, not a legal requirement.

How much money do I need to show for a D2 in 2026?

The baseline is EUR 11,040 for the main applicant (12 months at the EUR 920 minimum wage), plus EUR 5,520 per additional adult and EUR 3,312 per child.

How much does the D2 visa cost in total?

Government fees are roughly EUR 550 (EUR 110 consular visa + about EUR 133 AIMA reception/analysis + EUR 307.20 permit grant). On top of that, budget for health insurance (often EUR 400+/year), document apostille and translation, and any VFS service fee.

Can I apply for the D2 from inside Portugal?

Generally no. Since June 2024 the in-country 'expression of interest' route for entrepreneurs and independent workers has been revoked, so you need a consular D2 visa obtained before you arrive.

Can I bring my family on the D2?

Yes. You can include a spouse or partner, dependent children, and dependent parents through family reunification, with a higher means threshold for each person.

What taxes will I pay as a D2 holder?

If your activity qualifies, the IFICI regime can apply a flat 20% to Portuguese-source professional income and largely exempt foreign income for up to 10 years. Otherwise standard progressive rates apply once you are tax-resident. Confirm with a Portuguese tax adviser.

What does my business plan need to show?

A credible, viable activity with a clear market, revenue model, and relevance to Portugal - and evidence you have the skills and funds to run it. A weak or generic business plan is the most common reason for refusal.

How long until I can apply for citizenship?

Under the 2026 law, naturalisation needs 10 years of residence in general, or 7 years for EU and CPLP nationals, counted from your first residence permit. Permanent residence is available after 5 years with A2 Portuguese.

Sources

AIMA - residence permit for independent activity (Art. 89)Portugal visa portal - means of subsistencePortugal visa portal - feesDecreto-Lei 139/2025 (2026 minimum wage)AIMA fee table (Portaria n. 307/2023)
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