Official fees, editable assumptions

Portugal Golden Visa Cost Calculator

Build a five-year cash budget using the current qualifying routes and exact AIMA fees, then replace the editable professional, fund, travel, tax, health-cover, and setup assumptions with your own quotes.

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Investment Route

Investment routeInvestment FundEUR 500kCultural HeritageEUR 250k / 200k low-densityScientific ResearchEUR 500k / 400k low-densityJob Creation10 jobs / 8 low-densityCompany CapitalisationEUR 500k + employment

Potentially recoverable at fund maturity; capital and liquidity remain at risk.

Applicants & Route Budget

Applicants includedCount the main applicant and every family member included in the ARI case.Qualifying fund subscriptionCurrent minimum for this scenario: €500,000.

Editable Planning Assumptions

Professional services — mainInitial case scope; replace with your written quote.Professional services — each additional applicantApplied once for every applicant after the main applicant.Professional support per renewalApplied once per selected renewal cycle, not per applicant.Documents & translationsFive-year case total. Increase for larger families or multi-country records.Banking, FX & one-time setupEnter the actual bank, wire, custody, and currency-conversion budget.Tax & fiscal support (5 years)Scope varies by residence, filing obligations, and tax complexity.Travel & accommodation (5 years)Total for all applicants and required visits.Health cover per applicant (5 years)Set to zero if qualifying public or reciprocal cover applies; confirm case evidence.Fund entry fee (%)Only include a fee payable on top of the subscription.Annual management fee (%)Estimated over five years and shown as a NAV impact, not double-counted as cash.Expected annual gross return (%)Illustration only. Excludes performance fees, carry, taxes, FX, and capital-loss risk.

Five-Year Renewal Plan

Year 2 renewalYear 4 renewal

Sources and model boundary

AIMA fees and legal route thresholds are fixed. Professional, fund, banking, FX, tax, travel, health-cover, document, and business costs vary and remain editable.

Estimated five-year cash budget€558,326.10

Qualifying subscription plus separately paid costs; estimated management fees remain inside the fund model below.

Route & professional costs

Qualifying fund subscriptionPotentially recoverable at fund maturity; capital and liquidity remain at risk.€500,000

Initial professional servicesEditable planning assumption; confirm the written scope and quote€10,000

AIMA fees

Initial application€632.10 analysis + €6,314.20 grant per person€6,946.30

Renewals

Year 2 AIMA renewal€3,789.90 per person€3,789.90

Year 2 professional supportEditable per-case assumption€1,500

Year 4 AIMA renewal€3,789.90 per person€3,789.90

Year 4 professional supportEditable per-case assumption€1,500

Editable planning costs

Documents & translations€800

Banking, FX & setup€5,000

Tax & fiscal support€6,500

Travel & accommodation€12,500

Health cover€6,000 per applicant over five years€6,000

Gross illustrative fund gain+€79,637.04

Simple five-year management-fee estimate-€37,500

Illustrative fund value after 5 years€542,137.04

Cash costs outside subscription€58,326.10

This applies the entered annual rate to the initial subscription for five years. Management fees are usually deducted from fund NAV, so the cash budget does not add them a second time. Actual charging methods and fund documents control; performance fees, carry, tax, liquidity, FX, and losses are not modeled.

Two-year permit cycle

The initial temporary ARI is valid for two years and Article 90-A provides two-year renewals. Year 2 and Year 4 therefore model the first five years after card issuance. Processing time is case-dependent and is not added to this total.

A Movingto specialist reviews these figures with you and maps the exact next steps.

For a fund-route application, review our Portugal Golden Visa lawyer assistance and support to see what the legal service covers before requesting a written fee quote.

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