Portugal Golden Visa Cost 2026: Full Breakdown

How Much Does a Portugal Golden Visa Cost in 2026?

The total is the investment plus about €20,000 to €33,000 in non-investment costs over five years for one applicant: €10,736.20 to €14,526.10 in AIMA fees for the first card and one or two renewals, €6,000 to €13,000 in legal fees, and €3,000 to €6,000 for health insurance, translations and documents. The table gives the cash outlay for each route before fund charges and travel, which are covered below. For the residency rules behind these numbers, see the Portugal Golden Visa guide.

Use the Golden Visa cost calculator to run your own route and family size.

What Are the Investment Options and Their Minimums?

Five routes qualify for new applications in 2026. Real estate and the passive capital-transfer route were removed by Lei 56/2023 on 7 October 2023 and are closed to new applicants; renewals under the old routes continue.

Fund terms, fees and US-investor acceptance differ widely. Compare them on funds.movingto.com before you subscribe.

What Are the AIMA Government Fees?

AIMA's fee table has two columns. The applied column is what you pay; the higher Portaria base figures (€842.80, €8,418.90 and €4,210.30) are the pre-reduction statutory rates. Fees update each 1 March with inflation.

Read the current table on AIMA's fee-table PDF and the 1 March 2026 update notice; the legal basis is Portaria 307/2023.

How Much Do Renewals Cost?

Each renewal costs €3,789.90 per person: the €632.10 analysis fee is charged on renewal requests too, plus the €3,157.80 renewal card. Renewals typically fall in years two and four, so budget €7,579.80 per person in government fees over five years, plus €1,000 to €2,500 in legal fees per renewal. If your card is issued with a longer validity you may renew only once in that period; check the expiry date printed on the card.

A family of four pays €15,159.60 in government fees at each renewal. Renewals are filed through AIMA's Portal das Renovações, open since 16 February 2026; see the residence permit renewal guide.

How Much Do Lawyers Charge?

Expect €5,000 to €8,000 for the main applicant's first application, €1,000 to €3,000 per dependant and €1,000 to €2,500 per renewal. Movingto's fund-route fee starts at €6,000; see pricing. Quotes below €3,000 for a full service usually exclude renewals, dependants or the source-of-funds work.

What a full-service fee should include

• Eligibility and route assessment, and legal review of the chosen investment's ARI eligibility
• Source-of-funds evidence pack and document checklist
• NIF and bank-account setup, or coordination of both
• Preparation and submission of the AIMA application, biometrics scheduling and card collection
• Authority correspondence and status follow-up until the card is issued

What is usually billed separately

• Certified translations (€25 to €50 per page) and apostilles or legalisation (€50 to €300 in total, by country)
• Fiscal representation for non-EU residents with a NIF (€150 to €400 a year)
• Tax advice on your home-country and Portuguese position (€500 to €2,000 a year where needed)
• Fund due diligence beyond ARI eligibility, and any investment advice, which sits with a regulated adviser

What Other Costs Should You Budget?

One-off setup costs

Recurring costs

Fund charges are separate from all of the above. Management fees of about 1% to 2.5% a year and any performance or subscription fees are deducted from the fund's value, not invoiced, so a €500,000 subscription can be worth €440,000 to €475,000 after five years before performance. Compare them fund by fund on the fund fee register.

How Much Does It Cost for a Family?

The investment does not change with family size. Each dependant adds €6,946.30 for the first card, €3,789.90 at each renewal, €1,000 to €3,000 in legal fees and their own health insurance, about €17,000 to €21,000 per person over five years.

Spouses or partners, dependent children, dependent parents and some minor siblings can be included when the dependency evidence meets AIMA's requirements.

What Is the Cheapest Portugal Golden Visa?

The cheapest qualifying route is €200,000 of cultural or heritage support in a low-density territory, about €220,000 to €233,000 over five years for one applicant. The €250,000 cultural route elsewhere is next. Both are donations to approved projects and are not returned. The €500,000 fund route costs more up front but the units can be redeemed at the fund's term, so its net cost over the hold is the fees plus any fall in value, not the full €500,000.

What Does It Cost in Dollars and Pounds?

Convert at the day's rate before you transfer. At roughly $1.15 to $1.20 per euro, the €500,000 fund route is about $575,000 to $600,000 and the €250,000 cultural route about $290,000 to $300,000. At roughly £0.85 to £0.88 per euro they are about £425,000 to £440,000 and £213,000 to £220,000. Non-euro transfers of this size usually cost €2,500 to €7,500 in spread and fees, which is why the transfer provider matters.

How Does It Compare With Greece and Italy?

Greece's Golden Visa is a property purchase from €400,000 in most areas, €800,000 in prime zones and €250,000 for eligible conversions, with lower government fees; see Greece Golden Visa costs. Italy's investor visa starts at €250,000 in an innovative start-up or €500,000 in an Italian company, with €2 million in government bonds or a €1 million donation as the other routes; see the Italy Golden Visa guide. Spain closed its Golden Visa in April 2025. Portugal's distinguishing features are the seven-day-a-year stay rule and a fund route where the capital can come back; its citizenship clock is now 10 years for most non-EU nationals under Lei Orgânica 1/2026, or seven for EU and CPLP nationals. The full comparison is in best European Golden Visas.