Route-fit and income memo
A written view of whether the FIP route fits, the passive-income level expected at EUR 3,500/month for your family size, and likely blockers.
Greece Retirement (FIP) Visa
Greece retirement visa, coordinated end to end.
For non-EU retirees and applicants with stable passive income who will not work in Greece - we coordinate the income evidence, the 7% pensioner flat-tax option, health insurance, consulate filing, and the FIP residence permit, end to end.
First call: leave with route fit, the passive-income evidence at EUR 3,500/month, health-insurance gaps, the 7% flat-tax position, family scope, and the next decision mapped.
Researching the route first? Read the full Greece retirement visa guide
What you get
What we coordinate across your retirement visa.
The passive-income basis comes first. We coordinate the income evidence, the 7% flat-tax option, health insurance, family scope, and the residence steps, so the file is ready before the consulate appointment.
Passive-income evidence map
A practical plan for evidencing pensions, investments, rental, dividends, or annuities in the format the consulate accepts.
Insurance and document list
Private health insurance, criminal record, apostille, translation, and family records organised early for the consulate.
Flat-tax and residence handoff
The 7% foreign-pensioner flat-tax election goes to a tax specialist, while the visa, the FIP residence permit, and renewals stay visible.
No work in Greece
The route is for people living on passive income; remote-work salary counts as active income and does not qualify, so the income basis has to be genuinely passive.
EUR 3,500 per month
Applicants evidence at least EUR 3,500 monthly passive income (or sufficient savings), with set percentages added for a spouse and children.
Foreign-pensioner regime
Foreign pensioners who transfer tax residence may elect a flat 7% on all foreign-source income for up to 15 years, subject to eligibility.
Three-year permit, then options
A three-year FIP residence permit, renewable in three-year periods, leads to permanent residence after five years of continuous legal residence.
Who this fits
Why use Movingto for a Greece retirement (FIP) case?
This route is useful only when the passive-income basis, health insurance, the flat-tax option, and family scope can be made clear. Movingto helps map the file before filing work starts.
Good fit for
- Retirees and applicants with stable pensions, investment, rental, or dividend income
- People who will live in Greece on passive income and not work locally
- Applicants weighing the 7% foreign-pensioner flat-tax regime who need a specialist handoff
- Families that need dependant scope, income coverage, insurance, and document timing planned together
- Applicants who want the path toward permanent residence mapped from the start
Not the right fit for
- EU, EEA, or Swiss citizens who do not need this national route
- Remote workers earning active income, who fit the Greece digital nomad route better
- People relying on Greek employment or local active income to meet the threshold
- Anyone seeking an approval guarantee or a fixed processing-time promise
- Anyone seeking direct legal, tax, or social-security advice from Movingto
Service scope
What Movingto coordinates, and what specialists decide.
You get a managed route and evidence plan. Immigration decisions, legal advice, tax advice, and filings by regulated professionals stay with the relevant owner.
- Included workstreams
- 4
- Scope boundary
- Clear
Delivery scopeIncluded vs. referred out
Coordinated by Movingto
Greece route and income assessment
We map whether the FIP route fits, the passive-income level expected at EUR 3,500/month for your family size, nationality, likely blockers, and the next decision.
Coordinated by Movingto
Income, insurance, and document checklist
We organise passive-income proof, private health insurance, criminal record, and family records.
Coordinated by Movingto
Visa and residence path mapping
We sequence the consulate visa, entry, the FIP residence permit, renewal timing, and the path toward permanent residence.
Coordinated by Movingto
Flat-tax handoff coordination
We identify the 7% foreign-pensioner regime and tax-residence questions and coordinate the handoff to a tax specialist where advice or filings are needed.
Handled separately
Authority decisions or guarantees
Movingto does not control consular or immigration decisions, set requirements, processing times, or approval outcomes.
Handled separately
Legal, tax, or social-security advice
Regulated advice, tax filings, social-security, and Greek legal representation must be handled by engaged specialists.
Case path
From route fit to residence setup.
Each stage ends with a decision, checklist, or specialist handoff so the case does not drift between income evidence, insurance, and the flat-tax option.
Case path05 managed stages
- Step 1 of 5
Confirm route fit and income basis
Check that the income is genuinely passive and map it against the EUR 3,500/month expectation for your family size.
- Step 2 of 5
Build the passive-income file
Prepare the pension, investment, rental, and dividend evidence in the format the consulate accepts.
- Step 3 of 5
Arrange insurance and documents
Put private health insurance in place and prepare criminal record, apostille, family records, and translations.
- Step 4 of 5
File the consulate visa
File the national (Type D) visa at the Greek consulate abroad and prepare for entry.
- Step 5 of 5
Get the permit and tax setup
Apply for the FIP residence permit after entry, keep renewal timing visible, and route the 7% flat-tax election to a tax specialist.
Key figures
Greece retirement (FIP) visa at a glance (2026)
| Item | Figure / rule | Source |
|---|---|---|
| Passive income | EUR 3,500/month (or sufficient savings, ~EUR 126,000 single applicant) | Greek migration / consular guidance |
| Family add-ons | +20% (about EUR 700) spouse; +15% (about EUR 525) per child | Greek migration / consular guidance |
| Income type | Passive only - pensions, investments, rental, dividends; no work in Greece | Greek migration guidance |
| 7% flat tax | Foreign pensioners: flat 7% on foreign income for up to 15 years (if eligible) | Law 4714/2020 / AADE |
| Permit / pathway | 3-year permit, renewable; PR after 5 years; 183 days/year | Immigration Code (Law 5038/2023) |
| Apply | Type D visa at the Greek consulate abroad | Greek consular guidance |
Indicative figures; thresholds and tax rules are set by law and can change, so confirm the current position with your legal and tax team. Last reviewed 24 June 2026.
Full guide with the flat-tax and permit detailEvidence
Evidence you can check.
Scope, professional boundaries, and credential claims stay tied to source pages instead of sitting as unsupported marketing copy.
Source
Residence permits / migration procedures
View sourceGreek Ministry of Migration and Asylum
Source
Visas - eligibility and consular filing
View sourceGreek Ministry of Foreign Affairs
Source
7% flat-tax regime for foreign pensioners (Law 4714/2020)
View sourceAADE (Independent Authority for Public Revenue)
Review source
Immigration Code (Law 5038/2023, art. 163)
Evidence pendingHellenic Republic (Government Gazette)
Common questions
Questions before you engage.
What is included in the Greece retirement (FIP) visa service?
The service covers route fit, passive-income evidence at EUR 3,500/month, health-insurance review, consulate-visa sequencing, FIP residence-permit tracking, and a 7% flat-tax handoff. Legal and tax advice remain with the relevant specialists.
How much income do I need to show?
You evidence at least EUR 3,500 in monthly passive income (or sufficient savings, commonly cited around EUR 126,000 for a single applicant - the three-year permit period), plus about 20% (around EUR 700) for a spouse and 15% (around EUR 525) per child. The income must be passive.
Can I work in Greece on this visa?
No. The FIP route is for people living on passive income such as pensions, investments, rental, and dividends. Remote-work salary counts as active income and does not qualify - that fits the digital nomad route instead.
What is the 7% flat tax?
Foreign pensioners who transfer their tax residence to Greece may elect a flat 7% on all foreign-source income, including pensions, dividends, and rental, for up to 15 years. Eligibility (a tax-treaty country, and not Greek tax resident for five of the previous six years) and filings should be confirmed with a tax specialist.
How long is the permit, and can I bring family?
The FIP residence permit is issued for three years and is renewable in three-year periods, with permanent residence possible after five years. Family members can be included, subject to the additional income shown above.
Is Movingto a law firm?
No. Movingto coordinates the residency process. Legal advice, filing, and representation come from independent licensed professionals where required.
Private advisory call
Get your Greece retirement visa coordinated, end to end.
Bring your income sources, current location, family scope, and any health-insurance or tax questions. We will map the income evidence, consulate timing, the 7% flat-tax option, residence setup, and specialist handoffs.
First call covers
Leave with a clearer route decision, the income expectation, evidence gaps, and next steps.
- Route fit
- Country, visa category, family members, and timing.
- Scope
- Documents, legal work, tax points, and investment boundaries.
- Next steps
- What to prepare before engaging the right specialists.